Terms and Conditions

1.Acceptance of These Terms

By accessing or using this website, submitting an application, or otherwise using our services, you agree to be bound by these Terms and Conditions and by our Privacy Policy. If you do not agree, please do not use this website or our services.

2.Our Services

Liberty Bell Capital LLC helps businesses access working capital, including merchant cash advances, term capital, equipment financing and other small business financing products. We may provide funding directly or arrange funding through third-party funding partners.

A merchant cash advance is a purchase of a portion of a business’s future receivables and is not a loan. Every financing product is governed solely by the separate written agreement you sign with the funding provider. Nothing on this website is an offer, commitment or guarantee of funding.

3.Eligibility and Business Use

Our services are offered for business and commercial purposes only, not for personal, family or household purposes. By using our services, you represent that you are at least 18 years old and are authorized to act on behalf of the business you represent.

4.Applications and Approvals

• Submitting an application does not guarantee approval. All approvals, amounts, rates, terms and funding timelines are subject to underwriting and final review.
• Any funding times shown on this website (such as 24–48 hours) are typical estimates, not promises.
• Figures and statistics on this website are provided for general information and may not reflect the terms available to your business.

5.Information You Provide and Verification

You agree that all information you provide to us is true, accurate and complete, and that you will promptly let us know if it changes.

To evaluate your request, you authorize us and our funding partners to verify the information you provide and to obtain information about your business and its owners, including bank statements, business and personal credit reports, and public records. You authorize us to share your application and supporting documents with funding partners for the purpose of evaluating and offering financing to your business.

6.Communications and SMS Text Messaging

By providing your phone number and email address, you agree that we may contact you about your inquiry, application and account by phone and email.

By providing your mobile phone number and checking the SMS consent box, you consent to receive SMS text messages (including automated messages) from Liberty Bell Capital LLC for customer care, account-related, and promotional/marketing purposes. Message frequency may vary. Message and data rates may apply. You may opt out at any time by replying STOP. For help, reply HELP or contact us at info@libertybellcapital.com. Consent is not a condition of purchase.

Mobile carriers are not liable for delayed or undelivered messages.

Text messaging opt-in data and consent are never shared with third parties or affiliates for marketing or promotional purposes. See our Privacy Policy for details.

7.No Financial, Legal or Tax Advice

Content on this website and communications from our team are for general information only and are not financial, legal, tax or accounting advice. You should consult your own advisors before entering into any financing agreement.

8.Use of This Website

You agree not to:

• Use this website for any unlawful or fraudulent purpose, or submit false or misleading information.
• Attempt to gain unauthorized access to this website, its servers or any connected systems.
• Interfere with the website’s operation, or use bots, scrapers or other automated tools to collect data from it.
• Copy, reproduce or redistribute website content without our written permission.

9.Intellectual Property

All content on this website, including the Liberty Bell Capital name, logo, text, graphics and images, is owned by or licensed to Liberty Bell Capital LLC and is protected by intellectual property laws. You may not use it without our prior written permission.

10.Third-Party Links and Services

This website may link to or use third-party websites and services, such as application forms and scheduling tools. We are not responsible for the content, policies or practices of those third parties, and your use of them is at your own risk.

11.Disclaimer of Warranties

This website and its content are provided “as is” and “as available,” without warranties of any kind, whether express or implied, including warranties of accuracy, merchantability, fitness for a particular purpose or non-infringement. We do not warrant that the website will be uninterrupted or error-free.

12.Limitation of Liability

To the fullest extent permitted by law, Liberty Bell Capital LLC and its owners, employees and partners will not be liable for any indirect, incidental, special, consequential or punitive damages, or for any loss of profits, revenue or data, arising from your use of this website or our services.

13.Indemnification

You agree to indemnify and hold harmless Liberty Bell Capital LLC and its owners, employees and partners from any claims, losses or expenses, including reasonable attorneys’ fees, arising from your breach of these Terms or your misuse of this website or our services.

14.Dispute Resolution: Arbitration, Jury Trial Waiver and Class Action Waiver

Please read this section carefully. It affects your legal rights, including your right to go to court.

Binding arbitration. You and Liberty Bell Capital LLC agree that any dispute, claim or controversy arising out of or relating to these Terms, this website, our communications with you, or our services (a “Dispute”) will be resolved by final and binding arbitration, rather than in court. This includes Disputes about the scope, validity or enforceability of this arbitration agreement. The arbitration will be administered by the American Arbitration Association (“AAA”) under its Commercial Arbitration Rules, before a single arbitrator, and will take place in Kings County (Brooklyn), New York, unless both parties agree otherwise or the arbitrator allows it to be conducted by phone, video or written submissions. The arbitrator’s decision will be final, and judgment on the award may be entered in any court with jurisdiction. This agreement is governed by the Federal Arbitration Act.

Exceptions. Either party may bring an individual claim in small claims court if it qualifies. Either party may also ask a court for temporary or injunctive relief to protect its intellectual property or confidential information, or to stop unauthorized access to this website, while arbitration is pending.

JURY TRIAL WAIVER. TO THE FULLEST EXTENT PERMITTED BY LAW, YOU AND LIBERTY BELL CAPITAL LLC EACH KNOWINGLY AND VOLUNTARILY WAIVE ANY RIGHT TO A TRIAL BY JURY IN ANY DISPUTE, WHETHER THE DISPUTE IS RESOLVED IN ARBITRATION OR IN COURT.

CLASS ACTION WAIVER. YOU AND LIBERTY BELL CAPITAL LLC AGREE THAT EACH MAY BRING DISPUTES AGAINST THE OTHER ONLY IN AN INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, CONSOLIDATED OR REPRESENTATIVE PROCEEDING. The arbitrator may not combine more than one party’s claims and may award relief only in favor of the individual party seeking relief and only to the extent needed to resolve that party’s individual claim. If this class action waiver is found to be unenforceable as to any claim, then that claim (and only that claim) will be severed and decided by a court in Kings County, New York, and not in arbitration, after all individual arbitrable claims are resolved.

Right to opt out. You may opt out of this arbitration agreement by emailing info@libertybellcapital.com within 30 days of first accepting these Terms, stating your name, your business name and that you are opting out of arbitration. Opting out will not affect any other part of these Terms.

Time limit. To the extent permitted by law, any Dispute must be brought within one (1) year after the claim arises, or it is permanently barred.

Any financing agreement you sign with us or a funding partner may contain its own dispute resolution terms. If it does, those terms control for disputes arising under that agreement.

15.Governing Law

These Terms are governed by the laws of the State of New York, without regard to its conflict of law principles, except that the arbitration agreement above is governed by the Federal Arbitration Act. For any Dispute that is not subject to arbitration, you agree to the exclusive jurisdiction of the state and federal courts located in Kings County (Brooklyn), New York.

16.Severability and Entire Agreement

If any provision of these Terms is found to be invalid or unenforceable, that provision will be limited or removed to the minimum extent necessary, and the rest of these Terms will remain in full force and effect. Our failure to enforce any provision is not a waiver of our right to do so later. These Terms, together with our Privacy Policy, are the entire agreement between you and us regarding this website.

17.Changes to These Terms

We may update these Terms and Conditions from time to time. When we do, we will update the “Last Updated” date at the top of this page. Your continued use of this website after changes are posted means you accept the updated Terms.

18.Contact Us

If you have any questions about these Terms and Conditions, please contact us at info@libertybellcapital.com: